Full List Of All Mobile Phone USSD Codes For Banks In Nigeria

Banking is an essential part of being an adult, whether you are a business owner, a salaried employee, or a student. With the current rate of the development of mobile technology, it looks like we won’t even have to physically attend the bank for any operations. Here is how to do everything you need with Nigerian bank USSD codes.

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1. First Bank


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  • To create your account: *894*0#
  • To transfer funds to another person: *894*Amount*Account number#
  • To check your airtime: *894*00#
  • Mini-statement: *894*Account number#
  • Recharge airtime: *894*Amount#
  • Recharge airtime for others: *894*Amount*Number#

2. Access Bank

  • Recharge airtime: *901*Amount#
  • Create your account: *901*0#
  • Balance enquiry: *901*5#
  • Transfer funds to Access Bank: *901*1*Amount*Account Number#
  • Transfer funds to other banks: *901*2*Amount*Account Number#
  • Merchant payment: *901*3*Amount*Merchant Code#
  • OTP generation: *901*4*1#
  • Recharge airtime for others: *901*Amount*Phone Number#

3. Zenith Bank

  • Create your account: *966*0#
  • Check account balance: *966*00#
  • Transfer funds to Zenith Bank: *966*6*Biller code*Amount#
  • Recharge airtime for yourself: *966*Amount*Mobile Number#
  • Transfer funds to other banks: *966*Amount*Account Number#
  • Update your BVN: *966*BVN#To
  • Deactivate mobile banking: *966*20*0#
  • Reset PIN: *966*60#

4. Polaris Bank


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  • Create your account: *833*1#
  • Transfer funds: *833*Amount*Account Number#
  • Recharge airtime for yourself: *833*Amount#
  • Pay bills: *833*3#
  • Recharge airtime for others: *833*Amount*Phone Number#
  • Check account balance: *833*6#

5. Guaranty Trust Bank

  • Create your USSD account: *737*0#
  • Reactivate your account: *737*11#
  • Transfer funds between GTBank accounts: *737*1*Amount*NUBANAccount Number#
  • Transfer funds to other banks: *737*2*Amount*NUBANAccount Number#
  • Recharge airtime for yourself: *737*amount#
  • Recharge airtime for others: *737*Amount*Recipient’s number#
  • Check bank balance: *737*6*1#
  • Check BVN number: *737*6*1#
  • Other inquiries: *737*6#

6. FCMB

  • Recharge airtime for yourself: *329*Amount#
  • Recharge airtime for others: *329*Amount*Mobile number#
  • Transfer funds to another bank account: *329*Amount*Account number#
  • Reset your PIN: *329*0#
  • Check your balance: *329*00#

7. Sterling Bank


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  • Create your bank account: *822*7#
  • Transfer money to another Sterling Bank account: *822*4*Amount*Account Number#
  • To transfer funds to an account in another bank: *822*5*Amount*Account Number#
  • Recharge airtime for yourself: *822*Amount#
  • Recharge airtime for others: *822*Amount*Phone Number#
  • Check your account balance: *822*6#.
  • Reset your PIN: *822*9#
  • Check your account number: *822*8#.

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My name is Inna. I am a content writer with an English and literature background. As a mother of a 3-year old son, I love learning about children’s health and development, as well as finding new interesting toys and activities for my little one. I am also in love with all things tech and always keep my finger on the pulse of new smartphone and gadget releases. Another big passion of mine is beauty and makeup – every day I read about new trends in skin care and makeup and always look forward to trying them. Plus, I love pop culture, travelling, crafts, and anything that can make our daily life more thrilling!